Cash Money

Jeff Paul Revisited

I think it’s time to do an update on good old Jeff Paul and his “Short Cuts to Internet Millions”. Jeff Paul has had a little time, since the first review I wrote on him, to either improve the way he runs his online companies or continue to run scams.

Well after running a few searches on Mr. Jeff Paul it looks, to me as if John Paul has not changed at all.

Here are two complaints on Jeff Paul I have found on other sites.

12/5/2008 – Marty writes: I’ve done a bit more research. Jeff Paul runs this under various company names, and the BBB rates them an F. Multiple complaints like the ones listed on this site. Company never responds to these complaints as the BBB has no enforcement authority. The CA Attorney General needs to look at these clowns that have taken so much from so many. I’ve not found one positive revue of any of his products other than those he’s produced himself on his own sites. Testimonials to how great all this crap works. Cancel your credit card ASAP. Even if you try to cancel with these scam artists, they will charge you again!

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8/21/2008 – Ted writes: I should know better. Having owned, run, and sold other very successful companies, I felt a few thousand dollars was a small investment to help my small staff get a couple of good websites up and operational so we could improve our internet presence. Despite our 35 years of other business accolades we had little internet experience or presence. The materials were sophomoric at best and foreshadowed the competence of the coaches assigned to help us. Jeff Paul’s idea of canned websites turns out to be reselling junk literature from their portfolio. Not exactly as represented when we were solicited or promised over the phone. Of course they sell your name to web developers who try to get a second and third bite. Offers for dozens of valuable services come often. My staff, despite their competence, have gained little in training or competence, as the Jeff Paul system has proven virtually worthless in producing a true ecommerce website worthy of any companies reputation. The infomercial is appealing and obviously works for them. But if your goal is truly to create value for your company or self by selling on the internet. Save your few thousand (even it that is not a lot of money to you), and find a local web developer with great references and a few years of experience they are plentiful. Price paid, lesson learned. Avoid Jeff Paul.

Well people it looks to me like Mr. Jeff Paul hasn’t done a thing to improve his image. In fact it looks like Jeff Paul as continued to scam people right and left.

As I said in my first look at Jeff Paul, “The only thing I can say about Jeff Paul is it would be best, IMO, to stay away from him.”

Jeff Paul’s “Short Cuts to Internet Millions” does have a low cost startup, but it’s just the tip of the iceberg, as you will be solicited for various upgrades, paid training and expensive mentoring After researching Jeff Paul I found tens if not hundreds of complaints about the Jeff Paul system. Many people have paid $1950.00 for the revolutionary system, which claims to provide a 60-day unconditional money back guarantee. Of course the money was never returned. One person was taken for $8,500.00, which was never refunded! This person claims to have tried to contact Greg Wardin the so-called ‘confidence man’ many times requesting a refund. All attempts failed. In fact he has never even been able to reach Greg Wardin. This doesn’t sound much like an unconditional money back guarantee to me. The only thing I can say about Jeff Paul is it would be best, IMO, to stay away from him.

Home based business is the fastest growing industry at this time. This is the site everyone recommends for the most credible and honest online money making opportunities. We continue to examine and test work-at-home programs to avoid new comers from being scammed.More reviews and proven systems.

Are you aware of the rewards of free online classified? Free online ads are based on general marketing principles. According to these principles, a business organization should discover a platform to market its products or services.

Your business undertaking must necessarily keep on broad-basing its customer profile in addition to servicing its regular and loyal patrons. You have to keep your eye on the expenses while doing so, without compromising on your marketing objectives, which is to maximize revenues. Free online classifieds are one-stop platforms to tackle these aspects.

You can trade in anything you want on free classifieds web portals, including old goods or brand new products. There is hardly any better platform for direct marketing companies or individual ventures to advertise their merchandise since they have certain limitations. Free ad portals are the vehicles that could generate new leads and locate new consumers, besides powering fresh order books. You can get all this mileage without shelling out a single penny.

It is not just the ease with which you can insert a free ad thats remarkable. The response that free classifieds get leaving you with full order book is equally astounding. People mostly go for road shows or exhibitions to market their products that are quite expensive and competitive to say the least. In all probability, the enterprise would return home short on sales revenue and long on expenditure.

Free online advertisements are really uncomplicated. You stand a better chance of landing genuine buyers because web portals arrange classifieds in categories targeted at specific audiences who are themselves looking for particular products. If you are a direct marketing or network sales company, free online ads help you get around curbs on participation in exhibitions, road shows, or public sales and reach out further.

All businesses focus on widening their market reach to boost sales revenues. Large numbers of leads are likely to firm up into order bookings. The volume of your sales will bring in the revenues. It is a short distance from here to booking profits. In all probability, online want ads will get you regular and loyal customers if your product or service satisfies them.

Free Internet ads can be effortlessly handled if you practice certain dos and donts. Your ad has to be short enough to meet the inherent space constraints that web portals have, yet be rich in information. With a classy headline and your website link in the ad copy, you are almost ready to take off. You will, but only if you take care to place the classifieds in the relevant category to attract shoppers to your site.

Internet ads can benefit every one who uses it. Ad portals are not seasonal. Each day is an occasion on ad portals, because there is always some one selling a product and another seeking that product. What more can you expect at the end of your business day, when the profits cancels the losses.

I have found that free online classifieds are fantastic for increasing traffic with hits and sales and marketing products and services online. Video classified ads and free local advertising are the future of listing products online.

The single biggest mistake most small business website owners make is trying to sell a product or service on the prospects first visit to their site, and not building a list of future customers. It’s amazing that so few business owners treat list building and email marketing with the urgency it requires.

Most websites find that over 98% of people who visit for the first time will leave without buying anything. By capturing your visitor’s name and email address when they arrive, you will have a chance to build a long-term relationship with your readers, and you can potentially turn them into a long-term customers.

Your Most Wanted Response Should Be To Build A List

Instead of trying to make a one shot sale, focus your marketing efforts on getting your visitors to opt-in to receive a Free Report of some kind. Ask them to give you their name and email address to access the information, and you’ll multiply your profits over time. Once you’ve got your interested pre-customer onto a list, continue to follow up regularly with quality, free information and offers related to your prospect’s area of interest. Using this two-step system will give you increase your chances of making sales to every one of your readers.

All the best Internet marketers use tools such as mini courses, free eBooks or other forms of “ethical bribes” to encourage visitors to join a list. You should be doing the same thing simply because it flat works. By building a list of prospects who are interested in your products or services, you are creating a long-term asset. As smart marketers all know – the money is in the list. Or more accurately, the real money is in the relationship you develop with the people on your list.

Business Is All About Relationships. It’s Not About Products And Services

Business is about building relationships with people one at a time and solving their problems. Do this and you will prosper – miss this key point and you will never be as successful as you could be. In fact, marketing genius Dan Kennedy says that the only real asset a business has, and the asset that gives you virtually unlimited leverage, is your customer list. Your future success depends on having a loyal list of repeat customers – without this, you ultimately have no business.

Your most difficult sale will be the first sale to a new prospect. Buying from you is a high risk proposition to somebody who has never dealt with you before. Research shows that existing customers are at least 5 times easier to sell to than somebody who you don’t have a relationship with. Having a list of prospects and customers who know and like you, set up in an email autoresponder system to automate most of your follow-up, is one of the surest ways of setting up auto-pilot streams of income from your web business you’ll ever find.

Building A Customer Email List Should Be Your #1 Priority

If you haven’t given list building the attention it deserves, I urge you to get started today. By capturing your website and in-store visitors names and email address (and their physical address too if at all possible) you could double or triple your profits as you follow up with your customers and prospects. And once your follow up sequence is set up, it works in the background to increase your sales automatically.

You really can’t invest your time more effectively than by building a list of people who are interested in the benefits of your products and services. It really is a no-brainer, and will pay off in ways you can’t even imagine right now.

Every day, tens of thousands of web sites are earning money through Adsense ads. Google’s Adsense allows you to display ads on your web site and earn money each time someone clicks on one of the ads being displayed. These ads can be text only, image only or both. Website owners can choose which types of ads they would like displayed. Using Adsense on my own sites, I’ve learned quite a bit about which techniques can be used to enhance Adsense earnings.

Your Adsense earnings are based on a variety of factors. This includes the ads you display, text, image, or both, and where you display them. Here are some key factors to consider before you place your Adsense code on your web site or blog. Certain placements on your web page can generate higher revenues and higher click throughs. The key is to use placements that have been proven to generate higher click through rates and therefore more revenue. Advertisements that are above the fold tend to perform better than those below.

Upon doing a little research, I was able to find a map of placements that Google recommends. Their recommendation is based on reviewing all Adsense ads and placements throughout their network. What they found is that ads placed on the left, top, and bottom outperformed those located on the right-hand side of the page. Keep in mind however that you need to run your own tests as each website is unique and users perform differently based on the type of site they’re using.

For example, on content rich sites where users are reading specific content, ad blocks that flow with the text seem to perform well. Consider the behavior of your users and match your ad placement to their specific actions. Adsense ads can serve as a guide for users who are looking for relevant products or services related to the content on your web page. Give them the opportunity to find a product that solves a problem.

Another area of Adsense that affects earnings is ad size. It has been proven that different ad sizes place in different locations will perform differently. Studies have shown that by simply changing ad format slightly produces a significantly better result. Many advertisers report that half banners and medium rectangles appear to work best, especially when displayed in niche content areas. Regardless of the size you think will work best, continually test to find which size produces the highest click through rate for you.

Have you thought about changing the color palette of ads? Google allows you to choose your color scheme. Many web masters try to match ads with their existing web site palette. Others create ads that are in contrast to their web page. Both strategies should be tested but blended ads tend to perform better for web sites that provide valuable content and engagement among users. Ads that stick out too much have a tendency to reduce the number of clicks by web site browsers.

Alter the number of ads you’re running on your page. Should you only have one ad or multiple ads? This all depends on the layout of your site, flow of traffic, and ultimately how everything looks together. If you site is too clutter, people will leave. On the other hand, too bare and you may find that users ignore your ads. Continually test the number of ad placements to determine what is idea. I have found that 2 – 3 placements per page works best.

Work with the Adsense elements we discussing above for optimizing your Adsense revenue. Thing about the number and size of your ads as well as design and placement. By working with these factors and testing them regularly, you can find just the right combination that delivers ad revenue on a regular basis and soon you’ll be making an Adsense income.

For students attending college or graduate school, paying student loans is a key concern. When considering how you are going to pay back your loans, you have many options available. If you are like most students, you have more than one loan. Student loan consolidation is a great way to simplify your repayment process.

Loan consolidation is the process of reducing your many loans from different lenders and issuing a single loan from a new provider. There are significant benefits in loan consolidation, resulting in lower monthly payments and much less paperwork.

When taking advantage of loan consolidation, you have a single lender and one monthly payment. One of the benefits of a consolidated loan is that you often have a few repayments options to chose from. Make sure you research these options and decide which ones work best given your current ability to pay.

Loan consolidation repayment options include a variety of repayment types. Standard repayment is where you make a fixed payment each month for up to ten years. If the monthly amount is too much, you can always extend your payment for a longer time period, usually for up to 30 years. The last available option is a graduated repayment schedule. This requires a higher payment each year of repayment.

When selecting a graduated repayment option you make your payments over an extended time period. The only difference is that your monthly payments will not remain the same throughout the life of the loan. This graduated payment schedule is good for those who need the lowest repayment amount early in their repayment schedule.

Consider that once a loan is consolidated your interest rate is fixed even though graduated repayment requires a change in this rate every two years. This means that you must make an equal payment each month. This is important when you are repaying a consolidated loan or any loan for that matter. Not repaying your loan in a timely manner can result in default, hurting your credit rating and ability to borrow.

A good way to make sure you pay your loan in a timely manner is by discussing your repayment options with your lender. By using direct deposit and automated withdrawal, your best bet is to have your monthly payments automatically taken from your account each month. By setting up an automatic payment program, you can pay your debt sooner and easier than trying to remember the need to write a check.

When you start to repay your student loans, explore student loan consolidation. Loan consolidation makes the repayment process easier and gives you a number flexible repayment options. Think about a budget that allows you to make your payments in an automated fashion. Lastly, work with a legitimate lender who can work with you and your life situations during the repayment process.

There is no doubt about it, the economy is in the tank and people are losing their jobs daily. Even those who are employed no longer have the security of knowing that they will have a job tomorrow. In these difficult times it is more important than ever to hone your skills and take advantage of the Internet. They are finding different ways they can either earn as much as they once were or, in some cases, earn some additional income. While there are a variety of opportunities available many are looking at selling digital photography online. This opportunity not only helps people meet their expenses but also allows them to work from home. Given the accessibility and wide reach of the Internet many people are selling digital photography and turning it into a lucrative home based business.

With the economy the way it is home based businesses, especially one based on digital photography, are one of the most viable solutions to ensuring an extra income. The great thing about selling digital photos is that there are no initial start up fees nor initial capital for investments. All you need is a digital camera, photo editing software (free trials can be downloaded), a computer and an internet connection. Oh, yes, for this business you also need a passion for photography. You can either use photos you have already taken or take new, quality photos and then submit them to various stock photography sites. Stock photography sites are online digital photo marketers who will sell your photos to potential buyers such as web designers, product specialists, etc. I do recommend you do some research to learn which kinds of photographs are selling and then simply try to emulate them. Once you have done your research you should have an idea of what is selling and all you need to do is take same subject and photograph it in a way that will make it stand out to potential buyers.

Though, stock photography sites are open for all and sundry, if you get started by uploading casual and random photographs, chances of your getting lost and ignored in the crowd of abundance are quite probable. However, if you have a prior knowledge on the rules of photography, you can grab the chances of making maximum money. Learn the kind of pictures that are best appreciated, the best marketing and stock photography sites to upload them, the kind of online consumers visiting them and then pave your self the right way to go ahead of the crowd.

Once you get the hang of the stock photography, you can gradually convert your start-up small scale business into large scale business by fetching as much as 10,000 $ to 50,000 $ or even more per month. With the advantages of the globally widespread Internet, you can easily subject your pictures to a marketplace that has no borders or restrictions. You can put your best work at sale to both national and international online consumers.

Contemplating of selling digital photographs online as a prospective business saves you from the pain of meeting unwanted traffic chores daily by giving you the ease of your own space.

There’s a hard truth out there about getting rich and it’s this; if you’re already living as if you are rich, then you will never become rich. That means if your credit cards have a huge balance and you’re drowning in debt, real estate investing is not going to rescue you.

“But,” you say, “Real estate investing rescued those people on TV. They got out of debt and were able to quit their jobs.” For starters, it’s impossible to believe those testimonials are real, and even if they are, people who can do it in this way are very unusual.

You can, and we believe you WILL, create massive amounts of wealth through real estate investing. Set your goals, find properties that meet those goals with plenty of good research and then hold onto them for at least five years…preferably longer. It works… look at the richest people in your city. Of those that are self-made, I bet at least 25% of them did it through real estate. We always go through the richest people in Canada and Power List for Vancouver, and this number holds up.

The trick is to learn what you’re doing, and then accelerate your investments after you have built a base of knowledge and equity. It’s not the only way to make millions in real estate…but it’s the way that requires less money, has the least amount of risk, and induces the least amount of panic attacks.

We started out with $16,000. Thankfully my wife Julie was a saver. When she graduated from University and started working as a sales rep, she continued to live like a student. And, she put every extra penny she had into paying down her student loan. When that was paid off, she proceeded to save any extra money that she had. Her plan was to go back to school for her MBA so she wanted to have as much cash in the bank as possible to pay for school.

In contrast, I was not a saver. I didn’t live above my means, but I was right at them with some credit card debt, a nice new Volkswagen (financed) and nights out on the town. I had a small piece of property that I owned with my mother and no savings to speak of. I got very excited when Julie explained to me how we could retire at 35.

It didn’t happen overnight, but it only took a few months to change my situation. I quickly paid off my credit card debt and started putting a few hundred dollars away each month in savings. And then we started shopping for our first investment property.

Thankfully, we had Julie’s savings to help us with our first purchase, but if you don’t have enough in savings, don’t worry. There are ways to buy property without money.

Many programs out there will tell you that you can get into real estate for no money down – and there are definitely plenty of ways to buy real estate with no money down, but they come with a lot of risk. As far as we’re concerned, there are only 3 ways you should consider coming up with a down payment on a property, and the good news is that only one of them requires that you have money saved:

1. Your own savings (cash out stocks, GICs, and even retirement savings in some cases)

2. Home equity

3. A partner with cash.

A partner with money to invest is essential if you have no money. However, a partner won’t want to work with you if your own finances are in terrible shape. You have to fix your finances before any partner would be willing to work with you. When a partner sees that you have a lot of debt, he/she sees a person that can’t be trusted with money- either your own or someone else’s. You haven’t proven yourself as a trustworthy partner, and investing with you would be too much of a risk.

However, if you’re in ‘good debt’ (like the kind that comes from student loans that you have been diligently paying down) and if you’ve done your research on real estate investing, then a partner starts to think differently about your debt. After all, you know how to control your money, so you won’t waste his/her money. The potential partner feels that you can be trusted and that any risk to investing with you is slight.

See what I am saying? This person has no money, but they have the right mindset about money. They are in debt for a good reason AND have been diligent about debt repayment.

Before you can buy a single piece of property, you have to be able to control your own finances. This gives you control of your destiny. Living beneath your means is the only way to do that. If you’re unsure about what you make versus what you spend, try this: for the next six months, keep track of every penny you spend. Once it’s there in black and white you’ll be able to see how you’re living and where you can make changes.

I can imagine what you might be thinking – “but, Dave, I always spend a lot during the holiday season”, or “we’ve been planning the trip to Europe for two years”! Don’t fret- if you’ve saved up for those things, you deserve to do them. But, if you are going to end up going into debt for those things, you may have just discovered that you are a SPENDER, not a SAVER. If that is the case, you may not be ready to start growing your wealth and becoming a rich real estate investor.

Nextel cell phones come in all different shapes and sizes. Each phone is perfectly suited for a specific person. When selecting a cell phone its best to know what the company offers. You’ll be able to quickly select the phone you want when you compare specs and functionalities. The best way to compare phones is by either doing online research or purchasing your phone directly from a website. It is real simple and easy. Once you compare Nextel cell phones you will be able to select the perfect phone for yourself.

One of the all around functional cell phones available from Nextel is the Motorola I850. This phone comes with Nextels Direct Connect walkie talkie service and group connect, which Nextel is famous for. The phone allows you to quickly send information to anyone who is listed on your contacts list using the push to send function. You can quickly share information with family, friends, and co workers at a push of a button. It is also a camera phone and it takes great looking pictures.

Another widely utilized Nextel cell phone is the Motorola Buzz IC602. These phones only work with others that have the similar Nextel Power Source Plans. Luckily however like the I850 they also come equipped with Nextel Direct Talk, Direct Connect, and notably push to send walkie talkie services. This phone also comes with a camera and with a 2.2 inch display screen. The screen beautifully showcases the 65,000 colors the IC602 can display. One of the biggest difference between this phone and all others are the fact that the IC602 has GPS with turn by turn direction thanks to TeleNav. This phone would be very useful to anyone who travels a lot. Perhaps a business person who constantly needs directions to meetings and so forth.

There are various models of Nextel cell phones and one that is offered is the Motorola I335. This Nextel cell phone has a display that shows over 65,000 colors and comes equipped with Nextel Direct Connect Walkie-Talkie Services. This Motorola I335 allows you to send and receive texts, download games, and you can modify Real Music Ringtones and have access to an assortment of wallpaper designs. This cell phone is great for the avid music and game lover. Its also great for a businessperson as you can record over 20 different voice reminders, which could include meetings or for the student it could include exams and paper due dates.

No matter what type of Nextel cell phone you choose to purchase, you are likely to find a phone to suit your needs. You can find great deals on Nextel phones online and in various stores. There is no reason not to purchase your cell phone today. You can purchase your next Nextel cell with just a click of a mouse.

All those who want to safeguard the financial interests of their loved ones or family are going out to get life insurance policy for themselves so that in case of their sudden death, the beneficiaries are financially secure. With the changing time, the old tradition of door to door sales of insurance policies has gone and there are many new and upcoming methods adopted by different companies to attract customers and increase their customer base. These new ways also makes it easier for the customers to select the best possible policy for them.

There is no need for agents to go door to door selling the insurance plans as they used to do before because people are becoming more and more aware of the importance of getting a life insurance policy and making their family or beneficiaries financially secure in case something happens to them. Therefore, most of the people now are potential leads or customers as the awareness of benefits of a life insurance policy is increasing day by day among people. Therefore, insurance brokers don’t need to use the conventional method anymore.

The money given to the beneficiaries is known as death benefit which is given when the policy holder dies. This amount is decided upon when the policy holder decides to buy the policy from the particular insurance provider. This amount is provided to the beneficiaries or the loved ones of the policy holder to fulfill their financial responsibilities and for them to lead a standard life and be financially secure and safe even after the death of the policy holder.

There are many ways for buyers to access the information over the internet related to insurance policies and plans. You may get pop-ups, mass emails, web channels and many more. So, it makes it easier for the buyers to reach the leads seeking brokers. So, in order to generate leads, the brokers should not always rely on them as they may be old and hence their efficiency might have decreased on using again and again.

Buying an insurance policy over the internet is the best way to gain knowledge about the various plan and rates offered by different insurance providers like the term, whole, universal and variable life insurance policies. They also provide good information on all these types and are very simple, fast and clear all the doubts of the potential buyers on any topic related to getting a life insurance policy. Therefore, buying policies online is the best and easiest way to make your family secure.

Therefore, in order to get the proper information and knowledge and also to clear any doubts that you have, you should consult a representative from a reputed provider so that he can help you in the best way possible.

Even though more and more Internet users switch to broadband every year, a large portion of the web’s population is still running on good old dialup connections. It is therefore unwise to count them out of the equation when you are designing your website, and a very major consideration we have to make for dialup users is the loading time of your website.

Generally, all the text on your website will be loaded in a very short time even on a dialup connection. The culprit of slow-loading sites is mainly large images on your website, and its very important to strike a delicate balance between using just enough images to attract your users and not to bog down the overall loading time of your site.

You should similarly go to a greater length and optimize every image on your site to make certain it loads in the least time feasible. What I truly mean is to employ image editing software to clear unnecessary information on your images, and thereby effectively reducing|shrinking the file size of your image without affecting its appearance.

If you own Photoshop, it will be apparent to you that when you save an image as a JPEG file, a dialog box appears and lets you choose the “quality” of the JPEG image — commonly a setting of 8 to 10 is good enough as it’ll preserve the quality of your image while saving it at a little file size. If you do not have Photoshop, there’re numerous free image compressors online that you may download and employ to reduce your image’s file size.

On the other hand, you can opt to save your images in PNG format to get the optimal quality at the least file size. You can similarly save your images in GIF format — the image editing software clips away all the color info not utilised in your image, hence giving you the littleest file size feasible. However, saving in GIF format will oftentimes compromise the appearance of your image, so make your choice wisely!